Turkey Day Treats

Published November 6, 2017 1361 Views

Turkey Day Treats

There is so much to be grateful for this holiday season: friends, family, and tasty treats! Here's a list of creative turkey day treats you'll want to make for Thanksgiving tomorrow.     1. Acorn Donut Holes 2. Turkey Cupcakes 3. Pumpkin Mini Cakes 4. Reese's Turkeys 5.Leaf Cookies 6. Nutter Butte...

Read More

Best Halloween Treats

Published October 26, 2017 1496 Views

Best Halloween Treats

It's almost Halloween which means there's so much candy to craveand treats to taste.Calories don't count when it's Halloween so we've put together a list of the best treats to make this Halloween.   Rice Krispie Treat Pumpkins(One Little Project) Monster Eye Balls Rice Krispie Bites(Two Sisters...

Read More

6 Dates to Go On Before Summer Ends

Published August 21, 2017 1238 Views

6 Dates to Go On Before Summer Ends

It's hard to believe that summer is almost over. Don't fret! There's still time for outdoor fun. Keep reading for a list of outdoor dates to go on before this summer comes to an end. Image by Mass Communication Specialist 1st Class Katrina Sartain Via Wikimedia Commons Attend a...

Read More

What Premium Can Do For You

Published August 3, 2017 2188 Views

What Premium Can Do For You

We understand that the real estate market is all about relationships. We've been in business since 1999 and have grown to over 95 employees in 15 years - that's due to our strong relationships with local real estate agents. Agents that are already working with us can attest to our unique marketing p...

Read More

Premium Pet Tags

Published July 31, 2017 2760 Views

Premium Pet Tags

If you have a pet and plan on moving sometime soon keep reading! There are many perks that come with using Premium for a mortgage. One of them being personalized Premium pet tags. Moving to a new home can be quite an adjustment for everyone, including our four legged family members. To make them fee...

Read More

Chairs for Charity

Published July 28, 2017 2204 Views

Chairs for Charity

Premium Mortgage has made an agreement with CMAC to rent out camp chairs to concert attendees at dubbed "Chairs For Charity", concert attendees can donate $5 to charity and in return will borrow a collapsible camp chair to relax in during the concert. The charity changes each concert night...

Read More

Gift Money as a Down Payment

Published July 27, 2017 2243 Views

Gift Money as a Down Payment

Everything you need to know about using gift money as a down payment One of the most stressful aspects of buying a home is saving up for the down payment that is required for the purchase. In some cases, you may have a family member who wants to help by contributing to the down payment. The licensed...

Read More

Pinterest for Realtors

Published July 21, 2017 2152 Views

Pinterest for Realtors

In this day and age, having a presence on social media has become vital for any successful business. Once you've created your social media presence, it's important to consider using each social media platform wisely. Think about each social media platform and it's niche. Why are people drawn to this...

Read More

3 Tips for Negotiating a Great Deal

Published July 20, 2017 1605 Views

3 Tips for Negotiating a Great Deal

The homebuying process is riddled withups and downs. While some stages are exciting, others seemdaunting. Although negotiating is one of the more challenging aspects of a real estate transaction, there are a few strategies you can use toreach a more favorable arrangement. As the top mortgage broker...

Read More

Premium Mortgage Night at Thunder Road

Published July 12, 2017 1406 Views

Premium Mortgage Night at Thunder Road

Thursday, July 6 was Premium Mortgage Night at Thunder Road International SpeedBowl located in Barre, Vermont. Thunder Road is a .25-mile oval stock car racing track that was built in 1960. Because the track is short, it has high banked corners and a turn four wall known as "The Widowmaker." Premium...

Read More

Outdoor Movies 2017

Published June 29, 2017 1227 Views

Outdoor Movies 2017

Movie lovers! You're in luck. There are several different places to watch movies outdoors this summer whether you're in Rochester, Buffalo, Syracuse, or Vermont. We've done the research for you compiled a list of all the places you can watch a FREE movie this summer. Rochester...

Read More

Premium Makes Top Mortgage Bankers and Brokers List

Published June 23, 2017 1813 Views

Premium Makes Top Mortgage Bankers and Brokers List

Buffalo Business First released their Top Mortgage Bankers and Brokers list this month and Premium Mortgage has beenranked five. This list is ranked by number of retail loans in 2016 and features 16 companies located in Buffalo. All 16 companies featured in this list were also ranked for largest...

Read More

Boast Worthy Brunches

Published June 8, 2017 1270 Views

Boast Worthy Brunches

  Brunch is always a good idea. We've found great brunch spots for you to try out in Rochester, Buffalo, Syracuse, and Vermont.     Rochester Cure Phone number: (585) 563-7941 Location: 50 Public Market, adjacent to Flour City Bread Co. Sunday Brunch 11am-...

Read More

Types of Mortgages

Published May 24, 2017 2281 Views

Types of Mortgages

Types of home mortgages offered by Premium Mortgage     FHA Mortgage -Insured by the Federal Government, these are usually 15 or 30 year fixed rate mortgages that have lower down payment requirements and do not rely as much on your FICO score as a Fixed Rate Mortgage.   203K -This loan can be used...

Read More

Premium Recognized at 2017 AMA Pinnacle Awards

Published May 22, 2017 1172 Views

Premium Recognized at 2017 AMA Pinnacle Awards

The Rochester Chapter of the American Marketing Association (AMA) held their 5th annual Pinnacle Awards at Anthology in downtown Rochester. This event celebrates the most effective and most creative marketing campaigns of the year. Premium Mortgage is honored to have been a finalist in the Print Pie...

Read More

Premium Featured in Two Publications

Published April 18, 2017 1408 Views

Premium Featured in Two Publications

Rochester, NY-April 7, 2017 -- The Democrat and Chronicle named Premium Mortgage a winner of the Rochester Metro Area 2017 Top Workplaces Award. In addition, Premium Mortgage was named one of the Best Places to Work by Buffalo Business First last month. The Top Workplaces lists are based solely on t...

Read More

The Road To Buying A House

Published August 30, 2016 1620 Views

The Road To Buying A House

The road to home ownership will be an enjoyable experience, especially once you know what to expect and when to expect it. Each step is color-coded showing involved parties. Click the image below to view the larger version.

Read More

First Time Buyer Program

Published March 8, 2016 2207 Views

First Time Buyer Program

Apartment getting smaller? Noisy neighbors cramping your style? Rising rent getting you down? Maybe it's time to get your own place! Let us help you wake up in your own home. It's the American dream, and one you can make reality! Our new First Time Buyer Program allows you to purc...

Read More

Premium Newsletter - March 2016

Published March 2, 2016 1025 Views

Premium Newsletter - March 2016

Premium Mortgage News Each month, Premium Mortgage provides the latest mortgage news, real estate tips, money saving coupons, and more in our newsletter. Here you can find the March, 2016 newsletter.     This Month's Newsletter Topics Include: Bridge Loans: Move F...

Read More

Do You Really Need a Real Estate Agent?

Published February 2, 2016 1625 Views

Do You Really Need a Real Estate Agent?

Real Estate transactions involve one of the biggest financial investments you could experience in your lifetime. Real estate transactions, today, will typically exceed $100,000. If you had a $100,000 income tax problem, would you not bring in a CPA? If you had a $100,000 legal question, would you...

Read More

Why Do Mortgage Rates Change?

Published December 29, 2015 1371 Views

Why Do Mortgage Rates Change?

On December 16th, 2015 the Federal Reserve increased interest rates for the first time in a decade. But how does that effect the mortgage industry and the cost of buyinga house? The short answer is, in this latest increase, not much. The more important question is, why do mortgage rates change at al...

Read More

Do I Need a Lawyer To Buy A Home?

Published November 25, 2015 2220 Views

Do I Need a Lawyer To Buy A Home?

There are essentially two ways to get a mortgage. The first being a "purchase money mortgage" that is obtained when buying a property; having an attorney representation is highly recommended. The second situation is a "refinance mortgage" that is obtained when you already own the...

Read More

Thinking About Buying A House?

Published October 22, 2015 1622 Views

Thinking About Buying A House?

The Mortgage Process There are quite a few things that go on behind the scenes after you have applied for a mortgage. We thought you might like to know a bit about them: Processing During processing, the loan file is examined to ensure that all information is complete and accurate and meets t...

Read More

How Do I Get My Credit Score on the Right Path?

Published September 29, 2015 2208 Views

How Do I Get My Credit Score on the Right Path?

In order to be pre-approved for a mortgage YOU MUST HAVE A CREDIT SCORE between 640-850. If your score is lower than this then the following actions can be taken in order to achieve this score: No late payments on any existing accounts (especially in the last 12 months). TIME HEALS EVERYTHING!...

Read More

What's the Difference Between a Banker & Broker?

Published August 19, 2015 2604 Views

What's the Difference Between a Banker & Broker?

Generally speaking, you have three types of professionals to choose from when seeking mortgage financing   Retail Bank Broker Mortgage Banker Wide variety of programs Possibly Possibly Multiple investors Limited...

Read More

Protecting Your Information From Unwanted Solicitation

Published July 29, 2015 1001 Views

Protecting Your Information From Unwanted Solicitation

A few years ago the major credit reporting agencies (Equifax, Experian and Trans Union) started a program whereby they would sell the names of people who had their credit checked (to buy a car, obtain a mortgage, etc.) to other third party entities that may provide a similar product or service. Majo...

Read More

What NOT to do When Buying A House

Published July 1, 2015 1540 Views

What NOT to do When Buying A House

We've said this before but it really bears repeating. Pay close attention and your road to mortgage financing and refinancing will go a lot smoother! If you've been approved for a mortgage it generally means you've got great credit and that lenders are eager to loan you the funds necessary to purcha...

Read More

Time is Money

Published May 28, 2015 1140 Views

Time is Money

The Problem As the owner of a mortgage bank, the most common complaint I hear about buying a house is the excessive amount of documentation required to obtain mortgage financing. The new laws governing mortgages and money laundering seem endless and the sheer volume of the paperwork needlessly slows...

Read More

So You Think You Bought a House?

Published March 31, 2015 1479 Views

So You Think You Bought a House?

You find the house of your dreams, your agent writes an offer and the seller accepts it. You think you've bought a house but in some cases you have not. Your offer will have contingencies that protect you, the buyer, such as engineer's inspection, mortgage contingency, transfer of existing p...

Read More

Premium Mortgage Named Top Workplace

Published March 28, 2015 1001 Views

Premium Mortgage Named Top Workplace

Rochester, NY. -- March 27, 2015 -- Premium Mortgage is pleased to announce that it has been selected as a Top Workplace. The Top Workplaces designations are determined based solely on employee feedback. The employee survey is conducted by WorkplaceDynamics, LLP, a leading research firm on organizat...

Read More

To learn more and to speak with a Loan Officer right now, call Premium Mortgage Corporation toll-free
at 1 (844) 793-0177.
To find the office closest to you, visit our locations page.

Contact Us