Our Neighborhood Vitality Program Continues to Exceed Goals

Published November 1, 2021 737 Views

Our Neighborhood Vitality Program Continues to Exceed Goals

In March of 2021, we launched the Neighborhood Vitality program to help cultivate homeownership in majority minority target areas across the state. If a borrower purchases a home in one of these targeted locations, we provide a $2,000 credit to be used towards closing costs and/or prepaids, subject...

Read More

Can Foreign Nationals Obtain U.S. Mortgage Financing with No U.S. Credit History?

Published October 20, 2021 807 Views

Can Foreign Nationals Obtain U.S. Mortgage Financing with No U.S. Credit History?

The short answer is yes! Foreign nationals can obtain mortgage financing in the United States with a thin or no U.S. credit history. If you are a non-U.S. citizen with no credit history in the United States, it may appear as though you will be unable to obtain financing for your property as a U.S...

Read More

Can Foreign Nationals Buy Property in the United States?

Published October 20, 2021 872 Views

Can Foreign Nationals Buy Property in the United States?

The question of if a non-citizen of the United States can purchase a property in the U.S. has become a more pressing one as of late. In reality, yes, foreign nationals can purchase a property in the United States. Non-U.S. citizens, both U.S. residents and non-resident, can buy and own real estate i...

Read More

Fixed Rate vs. ARM: Which is Right for You?

Published September 28, 2021 1261 Views

Fixed Rate vs. ARM: Which is Right for You?

If you’re thinking about buying a home, it’s never too early to determine what mortgage option is right for your situation. At Premium Mortgage Corporation, we have several different loan options to choose from, but today we’re going to focus on two popular conventional loans: the...

Read More

5 Things to Do When Putting an Offer on a House

Published September 13, 2021 1370 Views

5 Things to Do When Putting an Offer on a House

You’ve sifted through dozens (if not hundreds) of online “for sale” photos, toured multiple homes, and tried to envision yourself in each one. Finally, you’ve found the one you want to call home, and you’re ready to put an offer on it. This is a huge step! While you...

Read More

6 Frequently Asked Questions About the Home Appraisal (And Their Answers)

Published August 23, 2021 1169 Views

6 Frequently Asked Questions About the Home Appraisal (And Their Answers)

If you’re a homebuyer, the appraisal is one of the most important milestones in the entire mortgage process. A home appraisal is defined as a fair and impartial estimate of how much a home is worth, and is generally required in order to close on your home. Needless to say, a lot hinges on...

Read More

Neighborhood Vitality Program

Published August 18, 2021 3004 Views

Neighborhood Vitality Program

Our $2,000 Neighborhood Vitality Credit Aims to Help Grow Homeownership in Underserved Areas Achieving the dream of homeownership matters to our neighbors and neighborhoods. It helps create a foundation for families, unifies our communities, and empowers those looking to put down or keep root...

Read More

The Road to Buying

Published May 19, 2021 1344 Views

The Road to Buying

The home buying process can be intimidating, and it’s common to be unsure of what the process can entail. After all, so much goes into your decision to make a home purchase. We understand that, which is why we are here to guide you through each step, keeping you informed at every turn!...

Read More

Child Tax Credit

Published March 17, 2021 1008 Views

Child Tax Credit

Overlooked Benefit in the New COVID Relief Bill If You Have Children and Make Less than $150,000: On Wednesday, March 10, President Joe Biden’s $1.9 Trillion American Rescue Plan was House approved with a new approach on child tax credits for families. The new bill will increase the tax...

Read More

Is an FHA Loan the Best Option for You?

Published March 8, 2021 1329 Views

Is an FHA Loan the Best Option for You?

How Does it Work? An FHA Loan is backed by the Federal Housing Administration and nearly 1 in 5 homebuyers have an FHA Loan for their home. This loan was originally created to assist first time home-buyers however, it can be used by anyone eligible. It’s a great low down-payment alternative...

Read More

To learn more and to speak with a Loan Officer right now, call Premium Mortgage Corporation toll-free
at 1 (844) 793-0177.
To find the office closest to you, visit our locations page.

Contact Us