Stop Telemarketers

Published: April 3, 2019 5:19pm 294 Views

Stop Telemarketers

A credit check is a crucial step of the loan pre-approval process. Unfortunately, this step could open the door to unwanted attention from solicitors. When your credit information is requested by your lender, a copy is automatically added to a massive database through which competing lender c...

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Preparation Tips for Selling Your Home in The Spring

Published: February 5, 2019 5:57pm 290 Views

Preparation Tips for Selling Your Home in The Spring

For many homeowners, spring is a popular time to sell their houses. If you’re gearing up to sell your home this spring, here are five pointers to help increase curb appeal and overall value: Enhance the Landscaping: A neat yard is an instant eye-catcher. Keep the landscaping looking shar...

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Help Your Buyers Beat the Competition

Published: May 25, 2018 4:00pm 402 Views

Help Your Buyers Beat the Competition

Premium Mortgage will be rolling outtwo new products to help your buyers succeed in beating the competition. Make your buyer's offer stand out in a competitivesituation with product#1: In today's competitive environment, price isn't always enough to win. Terms may make the difference! With advanc...

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2018 CMAC Summer Line Up

Published: May 16, 2018 4:00pm 789 Views

2018 CMAC Summer Line Up

The Venue The Constellation Brands-Marvin Sands Performing Arts Center (CMAC) has released their 2018 summer line up. Keep reading tofind out what performers are coming to Canandaigua this summer. For anyone who is not familiar with this venue, it's an amphitheater located in upstate New York with a...

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Self-Employed? What You Need To Know About Qualifying For a Mortgage

Published: May 9, 2018 4:00pm 517 Views

Self-Employed? What You Need To Know About Qualifying For a Mortgage

There are many advantages to being self-employed, but when it comes to qualifying for a mortgage, you'll find some lenders don't typically view this work status favorably. However, although it may be more challenging and expensive to get approved when you work for yourself, it is still possible to g...

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Tips for Spring Home Buyers

Published: May 3, 2018 4:25pm 516 Views

Tips for Spring Home Buyers

As the days grow longer, the spring homebuying season comes into view. What can house hunters to do to prepare for buying a home and taking on a mortgage this spring? Here are three valuable tips for buying a new home this spring: Go local For the best results, pinpoint the neighborhood where you...

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3 Common Myths About Home Buying & Mortgage Rates

Published: April 24, 2018 5:14pm 537 Views

3 Common Myths About Home Buying & Mortgage Rates

Buying a home can be frustrating and intimidating, especially if you're relying on advice from friends and family members who purchased their homes years ago.We recommendturning to a professional instead if you want the home of the dreams and affordable mortgage rates. If you're in the market for a...

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Premium Named Top Workplace 2018

Published: April 4, 2018 3:45pm 438 Views

Premium Named Top Workplace 2018

Rochester, NYApril 4, 2018 - Premium Mortgagehas been awarded a 2018 Top Workplaces honor by The Rochester Democrat and Chronicle. The list is based solely on employee feedback gathered through a third-party survey administered by research partner Energage, LLC (formerly WorkplaceDynamics), a leadin...

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Home Buying Tips From The Experts

Published: March 15, 2018 2:44pm 759 Views

Home Buying Tips From The Experts

It's no secret that buying a home can be extremely overwhelming. Not to worry! Our experienced loan officersprovide us with useful tips to be informed about before purchasing your dream home. Keep the following suggestions in mind as you start your search: Establish a budget Based on your income an...

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Key Steps to Getting a Mortgage and Buying a Home

Published: February 14, 2018 11:00am 656 Views

Key Steps to Getting a Mortgage and Buying a Home

The idea of buying a home can intimidate people and leave them feeling uncertain. To give home buyers a road map of the process and help them feel more confident, Premium Mortgage Corporation, a respectedteam ofmortgage brokerswith offices in Rochester, Albany, Buffalo, and Syracuse, NY, and Barre,...

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What Is Escrow?

Published: January 30, 2018 5:04pm 662 Views

What Is Escrow?

When their home loan providers mention escrow, many home buyers panic: it's a term they've heard but don't quite understand. The professionals at Premium Mortgage Corporation, which services Buffalo, Rochester, Albany, and Syracuse, New York, as well as Barre, Vermont, explain the meaning of escrow...

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Clever Closing Gifts

Published: November 9, 2017 2:12pm 1479 Views

Clever Closing Gifts

Finding the right closing gift for your client can be tricky. You want to get them something unique and thoughtful but with all the options there are on the internet, it's easy to feel overwhelmed. Lucky for you, we've curated a list of some great closing gifts that areperfect for your client! Ima...

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Turkey Day Treats

Published: November 6, 2017 8:45pm 410 Views

Turkey Day Treats

There is so much to be grateful for this holiday season: friends, family, and tasty treats! Here's a list of creative turkey day treats you'll want to make for Thanksgiving tomorrow.     1. Acorn Donut Holes 2. Turkey Cupcakes 3. Pumpkin Mini Cakes 4. Reese's Turkeys 5.Leaf Cookies 6. Nutter Butte...

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Best Halloween Treats

Published: October 26, 2017 6:25pm 444 Views

Best Halloween Treats

It's almost Halloween which means there's so much candy to craveand treats to taste.Calories don't count when it's Halloween so we've put together a list of the best treats to make this Halloween.   Rice Krispie Treat Pumpkins(One Little Project) Monster Eye Balls Rice Krispie Bites(Two Sisters...

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6 Dates to Go On Before Summer Ends

Published: August 21, 2017 8:09pm 417 Views

6 Dates to Go On Before Summer Ends

It's hard to believe that summer is almost over. Don't fret! There's still time for outdoor fun. Keep reading for a list of outdoor dates to go on before this summer comes to an end. Image by Mass Communication Specialist 1st Class Katrina Sartain Via Wikimedia Commons Attend a...

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What Premium Can Do For You

Published: August 3, 2017 1:00pm 815 Views

What Premium Can Do For You

We understand that the real estate market is all about relationships. We've been in business since 1999 and have grown to over 95 employees in 15 years - that's due to our strong relationships with local real estate agents. Agents that are already working with us can attest to our unique marketing p...

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Premium Pet Tags

Published: July 31, 2017 5:12pm 961 Views

Premium Pet Tags

If you have a pet and plan on moving sometime soon keep reading! There are many perks that come with using Premium for a mortgage. One of them being personalized Premium pet tags. Moving to a new home can be quite an adjustment for everyone, including our four legged family members. To make them fee...

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Chairs for Charity

Published: July 28, 2017 8:08pm 692 Views

Chairs for Charity

Premium Mortgage has made an agreement with CMAC to rent outcampchairs to concert attendees at dubbed "Chairs For Charity", concert attendees can donate $5 to charity and in return will borrow a collapsible camp chair to relax in during the concert. The charity changes each concert night a...

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Gift Money as a Down Payment

Published: July 27, 2017 4:30pm 634 Views

Gift Money as a Down Payment

Everything you need to know about using gift money as a down payment One of the most stressful aspects of buying a home is saving up for the down payment that is required for the purchase. In some cases, you may have a family member who wants to help by contributing to the down payment. The licensed...

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Pinterest for Realtors

Published: July 21, 2017 5:22pm 678 Views

Pinterest for Realtors

In this day and age, having a presence on social media has become vital for any successful business. Once you've created your social media presence, it's important to consider using each social media platform wisely. Think about each social media platform and it's niche. Why are people drawn to this...

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3 Tips for Negotiating a Great Deal

Published: July 20, 2017 3:34pm 582 Views

3 Tips for Negotiating a Great Deal

The homebuying process is riddled withups and downs. While some stages are exciting, others seemdaunting. Although negotiating is one of the more challenging aspects of a real estate transaction, there are a few strategies you can use toreach a more favorable arrangement. As the top mortgage broker...

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Premium Mortgage Night at Thunder Road

Published: July 12, 2017 6:25pm 435 Views

Premium Mortgage Night at Thunder Road

Thursday, July 6 was Premium Mortgage Night at Thunder Road International SpeedBowl located in Barre, Vermont. Thunder Road is a .25-mile oval stock car racing track that was built in 1960. Because the track is short, it has high banked corners and a turn four wall known as "The Widowmaker." Premium...

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Outdoor Movies 2017

Published: June 29, 2017 8:17pm 388 Views

Outdoor Movies 2017

Movie lovers! You're in luck. There are several different places to watch movies outdoors this summer whether you're in Rochester, Buffalo, Syracuse, or Vermont. We've done the research for you compiled a list of all the places you can watch a FREE movie this summer. Rochester...

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Premium Makes Top Mortgage Bankers and Brokers List

Published: June 23, 2017 4:01pm 502 Views

Premium Makes Top Mortgage Bankers and Brokers List

Buffalo Business First released their Top Mortgage Bankers and Brokers list this month and Premium Mortgage has beenranked five. This list is ranked by number of retail loans in 2016 and features 16 companies located in Buffalo. All 16 companies featured in this list were also ranked for largest dol...

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Boast Worthy Brunches

Published: June 8, 2017 5:34pm 393 Views

Boast Worthy Brunches

  Brunch is always a good idea. We've found great brunch spots for you to try out in Rochester, Buffalo, Syracuse, and Vermont.     Rochester Cure Phone number: (585) 563-7941 Location: 50 Public Market, adjacent to Flour City Bread Co. Sunday Brunch 11am-...

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Types of Mortgages

Published: May 24, 2017 7:51pm 623 Views

Types of Mortgages

Types of home mortgages offered by Premium Mortgage     FHA Mortgage -Insured by the Federal Government, these are usually 15 or 30 year fixed rate mortgages that have lower down payment requirements and do not rely as much on your FICO score as a Fixed Rate Mortgage.   203K -This loan can be used...

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Premium Recognized at 2017 AMA Pinnacle Awards

Published: May 22, 2017 7:44pm 436 Views

Premium Recognized at 2017 AMA Pinnacle Awards

The Rochester Chapter of the American Marketing Association (AMA) held their 5th annual Pinnacle Awards at Anthology in downtown Rochester. This event celebrates the most effective and most creative marketing campaigns of the year. Premium Mortgage is honored to have been a finalist in the Print Pie...

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Premium Featured in Two Publications

Published: April 18, 2017 6:28pm 408 Views

Premium Featured in Two Publications

Rochester, NY-April 7, 2017 -- The Democrat and Chronicle named Premium Mortgage a winner of the Rochester Metro Area 2017 Top Workplaces Award. In addition, Premium Mortgage was named one of the Best Places to Work by Buffalo Business First last month. The Top Workplaces lists are based solely on t...

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The Road To Buying A House

Published: August 30, 2016 3:45pm 425 Views

The Road To Buying A House

The road to home ownership will be an enjoyable experience, especially once you know what to expect and when to expect it. Each step is color-coded showing involved parties. Click the image below to view the larger version.

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First Time Buyer Program

Published: March 8, 2016 4:22pm 501 Views

First Time Buyer Program

Apartment getting smaller? Noisy neighbors cramping your style? Rising rent getting you down? Maybe it's time to get your own place! Let us help you wake up in your own home. It's the American dream, and one you can make reality! Our new First Time Buyer Program allows you to purc...

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