#1: Remove Private Mortgage Insurance

Principal Reduction
Have you made a principal curtailment to your mortgage lowering your current mortgage balance to 80% or less or your original property value?

Market Value Increase
Have you noticed an increase in home prices in your area lately?

Current Mortgage Balance
Is your mortgage balance between 78.01% and 80% of your original property value?

Property Improvements
Have you made any enhancements to your property adding value to your home?

If you have answered YES to any of the above questions, you may be able to lower your monthly payment by removing your Mortgage Insurance Premium! In most cases to determine eligibility a Broker Price Opinion (BPO) of your property value may be required. BPO Fee of $190 would apply. Removal of Mortgage Insurance Premium is subject to acceptable property value as determined by BPO, if applicable. Please send all inquiries to Servicing@Premiummortgage.com.

#2: Lower your Homeowners Insurance

Have you shopped for competitive Homeowners Insurance recently? Most insurance carriers increase rates annually.

It is recommended that you compare rates regularly.

Why pay more for the same or enhanced coverage?

Call Elmwood Insurance Agency today for a free competitive quote. As a broker, Elmwood represents many carriers. Please send inquiries to sales@elmwoodagency.com or call (585) 548-4500.