Fixed Rate vs. ARM: Which is Right for You?

Published September 28, 2021 279 Views

Fixed Rate vs. ARM: Which is Right for You?

If you’re thinking about buying a home, it’s never too early to determine what mortgage option is right for your situation. At Premium Mortgage Corporation, we have several different loan options to choose from, but today we’re going to focus on two popular conventional loans: the...

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5 Things to Do When Putting an Offer on a House

Published September 13, 2021 746 Views

5 Things to Do When Putting an Offer on a House

You’ve sifted through dozens (if not hundreds) of online “for sale” photos, toured multiple homes, and tried to envision yourself in each one. Finally, you’ve found the one you want to call home, and you’re ready to put an offer on it. This is a huge step! While you...

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6 Frequently Asked Questions About the Home Appraisal (And Their Answers)

Published August 23, 2021 356 Views

6 Frequently Asked Questions About the Home Appraisal (And Their Answers)

If you’re a homebuyer, the appraisal is one of the most important milestones in the entire mortgage process. A home appraisal is defined as a fair and impartial estimate of how much a home is worth, and is generally required in order to close on your home. Needless to say, a lot hinges on...

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Neighborhood Vitality Program

Published August 18, 2021 1462 Views

Neighborhood Vitality Program

Our $2,000 Neighborhood Vitality Credit Aims to Help Grow Homeownership in Underserved Areas Achieving the dream of homeownership matters to our neighbors and neighborhoods. It helps create a foundation for families, unifies our communities, and empowers those looking to put down or keep root...

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The Road to Buying

Published May 19, 2021 726 Views

The Road to Buying

The home buying process can be intimidating, and it’s common to be unsure of what the process can entail. After all, so much goes into your decision to make a home purchase. We understand that, which is why we are here to guide you through each step, keeping you informed at every turn!...

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Child Tax Credit

Published March 17, 2021 491 Views

Child Tax Credit

Overlooked Benefit in the New COVID Relief Bill If You Have Children and Make Less than $150,000: On Wednesday, March 10, President Joe Biden’s $1.9 Trillion American Rescue Plan was House approved with a new approach on child tax credits for families. The new bill will increase the tax...

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Is an FHA Loan the Best Option for You?

Published March 8, 2021 733 Views

Is an FHA Loan the Best Option for You?

How Does it Work? An FHA Loan is backed by the Federal Housing Administration and nearly 1 in 5 homebuyers have an FHA Loan for their home. This loan was originally created to assist first time home-buyers however, it can be used by anyone eligible. It’s a great low down-payment alternative...

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Cybersecurity

Published February 19, 2021 597 Views

This morning, details of a new scam were brought to our attention. It was sophisticated and believable. Fortunately, the borrower trusted her instincts and called us directly. The borrower, who hasn’t even closed on her loan yet, had someone call her posing as our Post Closing Concierge and...

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Is a VA Loan the best option for you?

Published February 4, 2021 411 Views

What is it? A VA Loan is a program available through The Department of Veterans Affairs (VA) for those who have served in our nation’s armed forces and, in certain cases, to spouses of deceased veterans. It is designed to make home ownership for veterans easier! How Does it Work? VA...

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What Agents Have to Say About Us

Published January 27, 2021 527 Views

At Premium Mortgage Corporation, we recognize that Real Estate Agents are the backbone of our industry. Your thoughts matter. To measure the satisfaction of the local Real Estate community, we surveyed agents across Western, Central, and Upstate New York. Well, we received some AMAZING comments and...

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