Is there really a new unfair mortgage tax on those with higher credit?

Published May 3, 2023 1364 Views

Is there really a new unfair mortgage tax on those with higher credit?

Let me try to dispel the myths and false claims that a borrower with a low credit score is getting better rates than a borrower with a higher credit score. Seemingly overnight, the internet has been filled with news regarding a "new," unfair tax on mortgage borrowers with higher cre...

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Premium Mortgage Named One of the Fastest Growing Companies in Rochester

Published November 9, 2022 1064 Views

The Premium Mortgage Corporation family is celebrating being named to the 36th annual Greater Rochester Chamber Top 100, a program that recognizes the fastest-growing privately owned companies in the Greater Rochester region. Premium Mortgage Corporation is no stranger to the Top 100, having made...

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Mike Donoghue Named a Top 30 Power Player in Rochester for 2022

Published November 1, 2022 1119 Views

We are proud to announce that our President and CEO, Mike Donoghue, has been named one of the region’s Top Power Players in banking and finance for 2022! The Power 30 is awarded annually and highlights the impact made by regional executives in banking and finance, education, law, manufacturing...

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Premium Mortgage Corporation Launches Building Homeownership Program for Low-to-Moderate Income Borrowers

Published August 9, 2022 1601 Views

Premium Mortgage Corporation Launches Building Homeownership Program for Low-to-Moderate Income Borrowers

Achieving the dream of homeownership matters to our neighbors and neighborhoods. It helps create a foundation for families, unifies our communities, and empowers residents to put down roots. As a mortgage lender, we want to help make that dream a reality for all income levels—and that’s...

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You Know Your Real Estate Agent is Right for You When…

Published March 11, 2022 1901 Views

You Know Your Real Estate Agent is Right for You When…

Whether you’re buying a new home or selling your current one, your real estate agent plays an important role in the efficiency and success of the transaction. Additionally, finding the right agent for your needs can elevate your overall experience, and there are clear-cut signs when it feels l...

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Mike Donoghue Named a Power 100 Leader by The Rochester Business Journal

Published February 25, 2022 2098 Views

Mike Donoghue Named a Power 100 Leader by The Rochester Business Journal

Premium Mortgage Corporation’s President and CEO, Mike Donoghue, has been named a Power 100 leader by the Rochester Business Journal. This is the second year the RBJ has compiled and showcased its Power 100 list, which highlights power players who are leading key organizations, creating change...

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4 Tips to Help You Buy a Home with Student Debt

Published February 14, 2022 1870 Views

4 Tips to Help You Buy a Home with Student Debt

If you’re paying those dreaded student loan bills, it might seem like purchasing your own home couldn’t possibly be a short-term goal. After all, carrying a good chunk of debt raises your debt-to income ratio (more on that shortly) and can make it more difficult to save for a down paymen...

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How to Start Building Credit From Scratch 

Published January 24, 2022 1791 Views

How to Start Building Credit From Scratch 

Building credit from the ground up doesn’t happen overnight, but it’s not that daunting of a task once you know what lies ahead. After all, having an established credit history will help you get approved for things like a credit card, car loan, and eventually, a mortgage. While we’...

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Rochester Business Journal Names Mike Donoghue to Their Power 30 Banking & Finance List

Published January 4, 2022 1711 Views

Rochester Business Journal Names Mike Donoghue to Their Power 30 Banking & Finance List

The Rochester Business Journal has named our President and CEO, Mike Donoghue, one of the region’s top Power Players in banking and finance for 2021. Power 30 is a prestigious list in Rochester, and highlights executives who are making significant impacts in the area from these five industries...

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5 New Year’s Resolutions for First-Time Homebuyers

Published December 23, 2021 2106 Views

5 New Year’s Resolutions for First-Time Homebuyers

As we welcome a new year, there is no better time to hit the “reset” button and take stock in how you can improve yourself and your surroundings. This can be especially true if you’re a first-time homebuyer looking for ways to put yourself in the best possible position to purchase...

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