2 Ways to Lower Your Monthly Mortgage Payment

2 Ways to Lower Your Monthly Mortgage Payment

Published June 5, 2024 1460 Views

#1: Remove Private Mortgage Insurance Principal Reduction Have you made a principal curtailment to your mortgage lowering your current mortgage balance to 80% or less or your original property value? Market Value Increase Have you noticed an increase in home prices in your area lately?...

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Home Possible RISE Award®

Home Possible RISE Award®

Published May 22, 2024 1275 Views

Freddie Mac (OTCQB: FMCC) announced the winners of its Home Possible RISE Awards®. The annual program, RISE (Recognizing Individuals for Sustained Excellence), salutes Freddie Mac’s top clients across multiple categories for excellence with the Home Possible® and HFA Advantage® mortgage products...

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THE Cash Guarantee

THE Cash Guarantee

Published May 6, 2024 2541 Views

I wanted to take a moment to address some misconceptions and clarify the true nature of our "Cash Guarantee" program, particularly considering recent discussions within the industry. Over the last several years there has been considerable discussion surrounding the authenticity and efficacy o...

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March 2024

March 2024

Published March 18, 2024 1633 Views

It’s not often that I read current industry news and am compelled to share my thoughts with the broader marketplace; now is one of those times. I am referencing the ongoing class action lawsuits being filled against the National Association of Realtors and several major brokerages regarding sell...

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Competitive Market - 7 Tips for Helping Offer to Stand Out

Competitive Market - 7 Tips for Helping Offer to Stand Out

Published June 28, 2023 10114 Views

Are you currently in the market for a new home? If so, you've probably noticed that competition for real estate is at an all-time high, with multiple offers over list price becoming increasingly common. Here at Premium Mortgage Corporation, we want to help you stand out from the crowd with some...

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Is there really a new unfair mortgage tax on those with higher credit?

Is there really a new unfair mortgage tax on those with higher credit?

Published May 3, 2023 5213 Views

Let me try to dispel the myths and false claims that a borrower with a low credit score is getting better rates than a borrower with a higher credit score. Seemingly overnight, the internet has been filled with news regarding a "new," unfair tax on mortgage borrowers with higher credit scores...

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Premium Mortgage Named One of the Fastest Growing Companies in Rochester

Published November 9, 2022 3772 Views

The Premium Mortgage Corporation family is celebrating being named to the 36th annual Greater Rochester Chamber Top 100, a program that recognizes the fastest-growing privately owned companies in the Greater Rochester region. Premium Mortgage Corporation is no stranger to the Top 100, having made...

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Mike Donoghue Named a Top 30 Power Player in Rochester for 2022

Published November 1, 2022 3857 Views

We are proud to announce that our President and CEO, Mike Donoghue, has been named one of the region’s Top Power Players in banking and finance for 2022! The Power 30 is awarded annually and highlights the impact made by regional executives in banking and finance, education, law, manufacturing, and...

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Premium Mortgage Corporation Launches Building Homeownership Program for Low-to-Moderate Income Borrowers

Premium Mortgage Corporation Launches Building Homeownership Program for Low-to-Moderate Income Borrowers

Published August 9, 2022 4794 Views

Achieving the dream of homeownership matters to our neighbors and neighborhoods. It helps create a foundation for families, unifies our communities, and empowers residents to put down roots. As a mortgage lender, we want to help make that dream a reality for all income levels—and that’s why we’ve es...

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You Know Your Real Estate Agent is Right for You When…

You Know Your Real Estate Agent is Right for You When…

Published March 11, 2022 4658 Views

Whether you’re buying a new home or selling your current one, your real estate agent plays an important role in the efficiency and success of the transaction. Additionally, finding the right agent for your needs can elevate your overall experience, and there are clear-cut signs when it feels like th...

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