Blog

The homebuying process is riddled withups and downs. While some stages are exciting, others seemdaunting. Although negotiating is one of the more challenging aspects of a real estate transaction, there are a few strategies you can use toreach a more favorable arrangement. As the top mortgage broker...

Thursday, July 6 was Premium Mortgage Night at Thunder Road International SpeedBowl located in Barre, Vermont. Thunder Road is a .25-mile oval stock car racing track that was built in 1960. Because the track is short, it has high banked corners and a turn four wall known as "The Widowmaker." Prem...

Buffalo Business First released their Top Mortgage Bankers and Brokers list this month and Premium Mortgage has beenranked five. This list is ranked by number of retail loans in 2016 and features 16 companies located in Buffalo. All 16 companies featured in this list were also ranked for largest...

Types of home mortgages offered by Premium Mortgage     FHA Mortgage -Insured by the Federal Government, these are usually 15 or 30 year fixed rate mortgages that have lower down payment requirements and do not rely as much on your FICO score as a Fixed Rate Mortgage.   203K -This...

The Rochester Chapter of the American Marketing Association (AMA) held their 5th annual Pinnacle Awards at Anthology in downtown Rochester. This event celebrates the most effective and most creative marketing campaigns of the year. Premium Mortgage is honored to have been a finalist in the Print...

Rochester, NY-April 7, 2017 -- The Democrat and Chronicle named Premium Mortgage a winner of the Rochester Metro Area 2017 Top Workplaces Award. In addition, Premium Mortgage was named one of the Best Places to Work by Buffalo Business First last month. The Top Workplaces lists are based solely o...

The road to home ownership will be an enjoyable experience, especially once you know what to expect and when to expect it. Each step is color-coded showing involved parties. Click the image below to view the larger version.

Apartment getting smaller? Noisy neighbors cramping your style? Rising rent getting you down? Maybe it's time to get your own place! Let us help you wake up in your own home. It's the American dream, and one you can make reality! Our new First Time Buyer Program allows you to purchase a h...

Real Estate transactions involve one of the biggest financial investments you could experience in your lifetime. Real estate transactions, today, will typically exceed $100,000. If you had a $100,000 income tax problem, would you not bring in a CPA? If you had a $100,000 legal question, would you...

There are essentially two ways to get a mortgage. The first being a "purchase money mortgage" that is obtained when buying a property; having an attorney representation is highly recommended. The second situation is a "refinance mortgage" that is obtained when you already own the property and are ta...