Forbearance update (FNMA/FHLMC):

Published May 22, 2020 2843 Views

From the Desk of Mike Donoghue Fannie Mae and Freddie Mac have issued temporary guidance regarding the eligibility of borrowers who are in forbearance, or have recently ended their forbearance, looking to purchase a new home or refinance their existing home. If the borrower entered into a forb...

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Premium Mortgage Corp – May’s Blog

Published May 11, 2020 1565 Views

Helpful Tips On: Flood Insurance Is your listing a flood zone? Not sure? You can easily find out online, that way you are able to take the appropriate steps to minimize risk! -       Enter the property’s address and you’ll see if it is in the fl...

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Forbearance & Mortgage Payment Advice

Published April 17, 2020 1634 Views

From the Desk of Mike Donoghue The recent guidance from government officials regarding forbearance and mortgage payments sounds great but the reality is somewhat different. First I will provide you with two examples that recently occurred. A homeowner hears they do not have to make their mo...

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Helpful Tips: Working from home during the COVID-19 Quarantine

Published April 7, 2020 1771 Views

We understand that now can be a stressful time. We have come up with helpful tips for those that are working remotely due to COVID-19. Establish your new routine Wake up at the same time each day, being working at a set time. This will help give you a sense of normalcy in feeling like a...

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Mortgage Payments Q&A with Mike Donoghue

Published April 1, 2020 2196 Views

It was announced that banks will waive mortgage payments for 90 days. What does this mean for you? New York State Gov. Cuomo and the Federal government have announced that banks will waive mortgage payments for 90-180 days. This has brought on a lot of discussion regarding mortgage lenders sta...

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Are You Being Flooded with Deceptive Junk Mail After Buying Your Home? Don’t Worry!

Published March 23, 2020 2032 Views

First and foremost, congratulations on your new home! But just after you’ve finally settled in, you begin to notice that your daily mail is a little bit more robust than usual. This is not uncommon at all. Purchasing a new home as well as securing a mortgage loan brings with it junk mail in...

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Q&A Coronavirus from Mike Donoghue

Published March 17, 2020 9323 Views

From the Desk of Mike Donoghue Coronavirus Q and A March 17th, 2020 In response to the unprecedented reaction to Coronavirus and the associated impacts on employers, schools and government facilities we want to provide guidance to our real estate professional partners. I will forgo the boil...

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Premium Mortgage Corp. – December News Blog

Published December 12, 2019 1599 Views

What do you call a snowman party? A Snowball! Each month, Premium Mortgage Corp. releases a newsletter to real estate agents, with helpful tips and industry trends! Highlights from this month’s edition include: Mortgage 101: Investor Loan Winter Selling Tips! Premium Mortgage Corp...

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Premium Mortgage Corp. – November News Blog

Published November 15, 2019 1634 Views

November is a time to give thanks and enjoy each other’s company – with a whole lot of turkey!  Each month, Premium Mortgage Corp. releases a newsletter to real estate agents, with helpful tips and industry trends for Realtors® and their clients. Highlights from this month&rs...

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September 2019 Newsletter

Published September 10, 2019 2072 Views

Mortgage 101 INVESTOR CASH FLOW The Investor Cash Flow Mortgage allows cash flow on the subject property to be used to qualify for the new loan. No tax returns or employment information required. There is no limit to the number of financed properties. This innovative program can be used effect...

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