Types of Mortgages

Published May 24, 2017 2998 Views

Types of home mortgages offered by Premium Mortgage     FHA Mortgage -Insured by the Federal Government, these are usually 15 or 30 year fixed rate mortgages that have lower down payment requirements and do not rely as much on your FICO score as a Fixed Rate Mortgage.  ...

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Premium Recognized at 2017 AMA Pinnacle Awards

Published May 22, 2017 1431 Views

The Rochester Chapter of the American Marketing Association (AMA) held their 5th annual Pinnacle Awards at Anthology in downtown Rochester. This event celebrates the most effective and most creative marketing campaigns of the year. Premium Mortgage is honored to have been a finalist in the Print...

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Premium Featured in Two Publications

Published April 18, 2017 1757 Views

Rochester, NY-April 7, 2017 -- The Democrat and Chronicle named Premium Mortgage a winner of the Rochester Metro Area 2017 Top Workplaces Award. In addition, Premium Mortgage was named one of the Best Places to Work by Buffalo Business First last month. The Top Workplaces lists are based solely o...

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The Road To Buying A House

Published August 30, 2016 2029 Views

The road to home ownership will be an enjoyable experience, especially once you know what to expect and when to expect it. Each step is color-coded showing involved parties. Click the image below to view the larger version.

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First Time Buyer Program

Published March 8, 2016 2850 Views

Apartment getting smaller? Noisy neighbors cramping your style? Rising rent getting you down? Maybe it's time to get your own place! Let us help you wake up in your own home. It's the American dream, and one you can make reality! Our new First Time Buyer Program allows you to purc...

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Premium Newsletter - March 2016

Published March 2, 2016 1316 Views

Premium Mortgage News Each month, Premium Mortgage provides the latest mortgage news, real estate tips, money saving coupons, and more in our newsletter. Here you can find the March, 2016 newsletter.     This Month's Newsletter Topics Include: Bridge Loans: Move F...

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Do You Really Need a Real Estate Agent?

Published February 2, 2016 1917 Views

Real Estate transactions involve one of the biggest financial investments you could experience in your lifetime. Real estate transactions, today, will typically exceed $100,000. If you had a $100,000 income tax problem, would you not bring in a CPA? If you had a $100,000 legal question, would you...

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Why Do Mortgage Rates Change?

Published December 29, 2015 1679 Views

On December 16th, 2015 the Federal Reserve increased interest rates for the first time in a decade. But how does that effect the mortgage industry and the cost of buyinga house? The short answer is, in this latest increase, not much. The more important question is, why do mortgage rates change at al...

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Do I Need a Lawyer To Buy A Home?

Published November 25, 2015 2566 Views

There are essentially two ways to get a mortgage. The first being a "purchase money mortgage" that is obtained when buying a property; having an attorney representation is highly recommended. The second situation is a "refinance mortgage" that is obtained when you already own the...

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Thinking About Buying A House?

Published October 22, 2015 2099 Views

The Mortgage Process There are quite a few things that go on behind the scenes after you have applied for a mortgage. We thought you might like to know a bit about them: Processing During processing, the loan file is examined to ensure that all information is complete and accurate and meets t...

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