3% Down Conventional Loans

Published December 31, 2014 2427 Views

This exciting program is designed for low-to-moderate-income homebuyers. It provides significant flexibility in credit guidelines for borrowers with limited cash resources! It is a fixed rate program available for a 30 year fully amortized term. PERFECT FOR FIRST-TIME HOMEBUYERS! UNLIMITED G...

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Thank You!

Published December 3, 2014 1606 Views

Now that we've settled back in after the Thanksgiving Holiday, and because today is#GivingTuesday& #RocTheDay, we would like to take the time to sayThank You to all of our customers and business partners who have made us who we are today. We understand the importance of what it means to be a...

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Why It's Still A Good Time to Buy and Sell in the Winter

Published November 26, 2014 2058 Views

It seems that there is a misnomer that you should always wait to buy and sell a house once the spring market arrives, which is when the 'peak' season of real estate exists in the North East. Just because there may be some snow on the ground, doesn't mean you should just hunker down and w...

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What You Need to Know About Buying a Home

Published September 3, 2014 2249 Views

Buying a house is a memorable experience, and knowing what to expect will help you in your journey. We've outlined the most common steps in buying a home including details that you will find useful as you proceed in the process. What happens after you've found your perfect home? App...

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Why Now is the Perfect Time to Buy A House in Buffalo

Published July 30, 2014 2304 Views

Buffalo has been a bright spot in the housing crisis and has managed to buck the national trend of high foreclosure rates and decreasing home values. Going into this challenging time, Buffalo's history of stable housing prices, a stable economy and our lower unemployment rate seemed to indica...

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USDA Mortgages - A Zero Down Payment Option

Published June 25, 2014 7380 Views

A common misconception is that a United States Department of Agriculture (USDA) Mortgage applies to farms. In fact, under USDA regulations, having a working farm negates USDA eligibility. The purpose of the USDA program is to develop purchases in rural areas. You may be surprised by what is consider...

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Should You Buy or Rent?

Published May 30, 2014 1878 Views

Deciding on whether to rent an apartment or buy a home has varying consequences from financial aspects, quality of life benefits and considerable cost differences over the long term. Read below to see why buying home might be best for you. Financial BUY Interest on mortgage taxand...

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How the Washington Post Got It All Wrong on Home Ownership

Published May 6, 2014 1656 Views

A recent article in the Washington Post was hardly favorable to housing. Basically, the article dispels the belief that a home is the best investment for most people. Other investments, such as stocks, are better investments over the long run. The article misses the point. The home you own isn...

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The 10 Mistakes People Often Make When Buying A Home

Published April 23, 2014 2317 Views

The home buying process should be a fun and exciting time for you. We hope to show you how to avoid common pitfalls which will make the home buying process a more enjoyable experience for everyone involved. The 10 Mistakes 1. Starting your home search without being pre-approved for a mortgag...

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Making Small Steps to Improve Quality of Life

Published January 15, 2014 1573 Views

In an effort to help give back to their neighbors, Premium Mortgage Corporation's WNY office has started a yearlong partnership with St. Lawrence Outreach Ministries, including the Father Joe Moreno Memorial Food Pantry and Children's Clinic. Premium employees have been encouraged to donate...

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To learn more and to speak with a Loan Officer right now, call Premium Mortgage Corporation toll-free
at 1 (844) 793-0177.
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