How to Prepare for Buying a Home

Published January 29, 2015 4832 Views

Here's a list of some steps you need to take before you get into "home buying mode". First, you should know that you will need a credit score of at least 640 in order to qualify for a mortgage. If your score falls below that threshold, here are a few things you can do to improve it over the long ter...

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3% Down Conventional Loans

Published December 31, 2014 5902 Views

This exciting program is designed for low-to-moderate-income homebuyers. It provides significant flexibility in credit guidelines for borrowers with limited cash resources! It is a fixed rate program available for a 30 year fully amortized term. PERFECT FOR FIRST-TIME HOMEBUYERS! UNLIMITED G...

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Why It's Still A Good Time to Buy and Sell in the Winter

Published November 26, 2014 5161 Views

It seems that there is a misnomer that you should always wait to buy and sell a house once the spring market arrives, which is when the 'peak' season of real estate exists in the North East. Just because there may be some snow on the ground, doesn't mean you should just hunker down and wait. There a...

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What You Need to Know About Buying a Home

Published September 3, 2014 6277 Views

Buying a house is a memorable experience, and knowing what to expect will help you in your journey. We've outlined the most common steps in buying a home including details that you will find useful as you proceed in the process. What happens after you've found your perfect home? Apply for a...

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USDA Mortgages - A Zero Down Payment Option

Published June 25, 2014 11312 Views

A common misconception is that a United States Department of Agriculture (USDA) Mortgage applies to farms. In fact, under USDA regulations, having a working farm negates USDA eligibility. The purpose of the USDA program is to develop purchases in rural areas. You may be surprised by what is consider...

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Should You Buy or Rent?

Published May 30, 2014 5055 Views

Deciding on whether to rent an apartment or buy a home has varying consequences from financial aspects, quality of life benefits and considerable cost differences over the long term. Read below to see why buying home might be best for you. Financial BUY Interest on mortgage taxand...

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The 10 Mistakes People Often Make When Buying A Home

Published April 23, 2014 5736 Views

The home buying process should be a fun and exciting time for you. We hope to show you how to avoid common pitfalls which will make the home buying process a more enjoyable experience for everyone involved. The 10 Mistakes 1. Starting your home search without being pre-approved for a mortgag...

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