What You Need to Know About Buying a Home

Published September 3, 2014 4072 Views

Buying a house is a memorable experience, and knowing what to expect will help you in your journey. We've outlined the most common steps in buying a home including details that you will find useful as you proceed in the process. What happens after you've found your perfect home? App...

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Why Now is the Perfect Time to Buy A House in Buffalo

Published July 30, 2014 3548 Views

Buffalo has been a bright spot in the housing crisis and has managed to buck the national trend of high foreclosure rates and decreasing home values. Going into this challenging time, Buffalo's history of stable housing prices, a stable economy and our lower unemployment rate seemed to indica...

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USDA Mortgages - A Zero Down Payment Option

Published June 25, 2014 8998 Views

A common misconception is that a United States Department of Agriculture (USDA) Mortgage applies to farms. In fact, under USDA regulations, having a working farm negates USDA eligibility. The purpose of the USDA program is to develop purchases in rural areas. You may be surprised by what is consider...

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Should You Buy or Rent?

Published May 30, 2014 3057 Views

Deciding on whether to rent an apartment or buy a home has varying consequences from financial aspects, quality of life benefits and considerable cost differences over the long term. Read below to see why buying home might be best for you. Financial BUY Interest on mortgage taxand...

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How the Washington Post Got It All Wrong on Home Ownership

Published May 6, 2014 2909 Views

A recent article in the Washington Post was hardly favorable to housing. Basically, the article dispels the belief that a home is the best investment for most people. Other investments, such as stocks, are better investments over the long run. The article misses the point. The home you own isn...

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The 10 Mistakes People Often Make When Buying A Home

Published April 23, 2014 3711 Views

The home buying process should be a fun and exciting time for you. We hope to show you how to avoid common pitfalls which will make the home buying process a more enjoyable experience for everyone involved. The 10 Mistakes 1. Starting your home search without being pre-approved for a mortgag...

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Making Small Steps to Improve Quality of Life

Published January 15, 2014 2802 Views

In an effort to help give back to their neighbors, Premium Mortgage Corporation's WNY office has started a yearlong partnership with St. Lawrence Outreach Ministries, including the Father Joe Moreno Memorial Food Pantry and Children's Clinic. Premium employees have been encouraged to donate...

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Real Estate is Hot in Buffalo

Published October 23, 2013 2827 Views

Long considered to be immune to booms and busts, Western New York is experiencing a seller's market like none that's been seen in decades Alexis Agnello has lived through a whirlwind. The 32-year-old commercial banker and her husband, a 33-year-old landscaper, bought a house in North Buffalo...

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Existing home sales down 1.9%

Published October 23, 2013 2993 Views

Existing home sales fell nearly 2 percent in September to a seasonally adjusted rate of 5.3 million, according to the National Association of Realtors. But that's still nearly 11 percent above the pace for September 2012 -- the 27th month in a row that existing home sales were higher than wha...

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