The question of if a non-citizen of the United States can purchase a property in the U.S. has become a more pressing one as of late. In reality, yes, foreign nationals can purchase a property in the United States. Non-U.S. citizens, both U.S. residents and non-resident, can buy and own real estate in the United States. 

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In fact, in 2020, foreign nationals bought $74 billion worth of U.S. real estate (existing property purchases). $41 billion of which was purchased by resident foreign nationals and $33 billion by non-resident buyers. (Source: National Association of Realtors).

Purchasing a property in a foreign country can seem like a huge undertaking, but the process can be much smoother if you have the right resources at your disposal. Whether you're a non-resident foreign buyer or you recently moved to the U.S. and are looking for a property to purchase, there are numerous resources and options available to foreign nationals looking to own U.S. real estate. 

The Process for Foreign Nationals to Purchase Property in the United States

Per, How can foreigners buy property in USA – A Complete Guide (HomeAbroad, Oct. 8, 2021), these steps should be followed if you’re a foreign national:

  1. Decide where you want to buy the property in the United States.
  2. Find a real estate agent experienced in international real estate transactions – preferably with a specialized designation, such as CIPS (Certified International Property Specialist).
  3. Understand how partnering with a real estate agent works in the U.S.
  4. Understand your cross-border tax situation.
  5. Start searching for a property with the real estate agent.
  6. Make an offer on the property and finalize the purchase.
  7. Conduct a property Inspection.
  8. Sign purchase contract with the seller.
  9. Complete a title report.
  10. Obtain mortgage financing through a U.S. mortgage for foreign nationals.
  11. Take ownership of the property in the U.S.


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