Your Trusted
Mortgage Partner
A better mortgage experience from start to finish.
More Than a Transaction
As a mortgage lender, our top priority is ensuring every customer feels comfortable, informed, and well taken care of. We believe the process should be clear, supportive, and tailored to each individual.
After all, a mortgage isn’t just a transaction to us. It’s a partnership for life.
We achieve this level of service by hiring and developing top-tier talent. Every team member participates in our employee engagement program, the Premium Experience, which brings our core values to life while supporting both professional and personal growth.
It’s this commitment that makes Premium a trusted lender in the communities we serve.
Industry Recognition
#1 Veteran Owned Business in Buffalo Business First
#1 Purchase Lender in Rochester, NY (14 years)
#1 Purchase Lender in Buffalo, NY (3 years)
2025 Fastest Growing Companies
Rochester Top 100 Company for 13 years
Largest SONYMA lender in NYS
Rochester Business Journal Power 100 List
Mike Donoghue, CEO named Rochester Business Journal Power 100 list, recognizing the most influential leaders shaping our region’s future.
Who We Are
Since 1999, Premium Mortgage Corporation has been providing residential mortgage solutions across New York State and beyond. We offer competitive interest rates and a wide variety of loan programs designed to meet the unique needs of today’s homebuyers.
Headquartered in Rochester, NY, we have offices throughout New York and Florida, and are licensed in 13 different states.
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Community Involvement
We believe true success comes from giving back to the communities that support our clients, our business, and our values. It’s a promise we made when we started in 1999—and one we continue to honor every day through our commitment to exceptional customer experiences.
Since then, we’ve supported dozens of community organizations and youth sports teams—and had a lot of fun in the process. From lacrosse, hockey, football, cheer, swimming, and Irish dance, we’re proud to support the activities that bring kids and families together.
We’ve also participated in local golf tournaments and charity events, raising thousands of dollars for organizations like Camp Stella Maris, the Boys & Girls Club of Rochester, and Ugly Disco.
We’re all part of this community—and we encourage you to learn more about how you can support these organizations too.
Ready to Get Started?
Apply online in minutes or connect with a local loan expert to explore your options.




