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Careers at Premium Mortgage Corporation

If you are interested in employment at Premium Mortgage, click here to download our application.
All applications must be printed, filled out and emailed, faxed or mailed to us.

Shannon Webb | Human Resources
2541 Monroe Avenue
Rochester, NY 14618
O: 585.241.0000 x120
F: 585.629.5569
SWebb {at} premiummortgage dot com

Additional Forms: Background Check Authorization Form

Position: Systems Administrator (IT Department)

Type: Full Time
Location: Rochester, NY
Location: Buffalo, NY

The Systems Administrator is responsible for organizing, documenting, modifying, and supporting the network & computer systems. Design, install and document the company’s Internet/Intranet, LANs, WANs, network systems. Join our IT Cyber Security team to develop, document, and implement policies & procedures for the business unit.

Job Duties: The Systems Administrator will be responsible for completing the following job duties. This job description reflects management’s assignment of essential functions, and nothing in this herein restricts management’s right to assign or reassign duties and responsibilities to this job at any time.

  • Ensure the design of system allows all components to work properly together.
  • Maintain system efficiency and make recommendations for future upgrades.
  • Troubleshoot problems reported by users as well as identify user needs.
  • Maintain network and system security. Analyze/isolate issues.
  • Monitor networks to ensure security and availability to specific users.
  • Evaluate and modify system’s performance.
  • Maintain integrity of the network, servers, and security.
  • Maintain network servers such as file servers, VPN, Wireless Networks, print servers, intrusion detection systems, desktop encryptions server
  • Ensure network connectivity throughout the LAN/WAN infrastructure.
  • Design and deploy networks at multiple locations.
  • Assign configuration of authentication & authorization of directory services.
  • Maintain network facilities in individual machines, such as drivers and settings of personal computers as well as printers.
  • Administer, configure, & monitor phones, smartphones, servers, desktop computers, printers, routers, switches, firewalls, software deployment, security updates, and patches.

Minimum Experience Requirements:

  • 3 years of experience in web technology, network administration, or a system administrator role
  • Bachelor’s degree in computer science or related field/or a combination of equivalent education and experience
  • Customer service skills
  • Time management skills
  • Written communication skills
  • Verbal communication skills
  • Team player
  • Multi-tasking
  • Professionalism

Position: Underwriter

Location: Buffalo, NY

Minimum Experience Requirements:

  • Thorough understanding DU/LP AUS engines
  • Superior knowledge in conventional underwriting program guidelines
  • Ability to review and retain multiple investor guideline requirements
  • DE / SAR Designation Preferred
  • Must have the ability to work independently and jointly with other department
  • Strong attention to detail
  • Exceptional organizational and communication skills
  • 5 + years of underwriting experience required

Position: Loan Officer

Location: Rochester, NY
Location: Syracuse, NY

Job Description: The Mortgage Loan Officer (MLO) proactively seeks ways to solicit new residential mortgage business through a well-built network of business relationships. As an MLO at Premium Mortgage you will be responsible for interviewing prospective borrowers to determine their mortgage needs. The MLO will communicate all applicable products, terms and pricing to the borrower to determine the best course of action. The MLO will continually engage in opportunities to expand their knowledge set. The MLO must be self-motivated to consistently meet sales goals.


  • Two years of loan origination experience or outside sales
  • Knowledge of conventional and government guidelines helpful
  • Strong organizational skills
  • Ability to multitask
  • Willingness to learn and adapt to change
  • Strong written and verbal communications skills
  • Professional attitude and focus on development
  • Strong commitment to professional ethics and integrity
  • Established relationships with local referral network
  • Compliance with all requirements of the SAFE Act

Position: Mortgage Closing Specialist

Location: Buffalo, NY
Primary function: Responsible for preparing closing documents in a timely fashion while insuring the loan is closing within our Investor’s strict compliance guidelines.
Work Hours: 40 hours per week, Monday through Friday. Also willing to work overtime during seasonal increases in volume.


  • Prepare and generate residential loan closing packages
  • Review closing packages for accuracy
  • Closing Disclosure validations and setup wires
  • Assist in delivery to investors as needed
  • Communicate effectively with all parties involved in the loan process (Loan Officer, Underwriter, Attorney, Realtor, etc.)
  • Suggest ways to improve the closing and funding process

Job Requirements:

  • Minimum of 1-year mortgage closing experience
  • Basic underwriting knowledge and terminology
  • Highly motivated, ambitious, and driven to succeed
  • Trustworthy, honest, and display a high level of integrity
  • Ability to work effectively in a team environment
  • Strong attention to detail and accuracy
  • Effective written and verbal communication skills
  • Ability to identify and resolve problems in a timely manner

Position: Mortgage Processor

“Apply Now” button will redirect you to to apply for the Mortgage Processor positions. 




Location: Buffalo, NY
Location: Rochester, NY
Location: Syracuse, NY

Premium Mortgage is looking to hire a full-time seasoned mortgage processor with outstanding customer service skills/problem-solving capabilities and at least 4 years of experience with FHA, VA, USDA, and conventional loan processing.

Primary Function: Responsible for obtaining, processing and reviewing all required loan documentation in compliance with company’s established deadlines.

Work hours: 40 hours per week, Monday through Friday.

Job Duties:

  • Reviews all documentation necessary for loan approval for accuracy, completeness, and tracks all data in origination software.
  • Quickly and efficiently answers questions from consumer throughout the mortgage process.
  • Stays up to date on changing rules and regulations pertaining to conventional and government-insured mortgages.
  • Processes verifications for credit items, including, but not limited to: employment, asset information, rental history, credit reports, etc.
  • Works closely with underwriting and closing departments to ensure the quality of loan file flow.

Job requirements:

  • A college degree with four years related experience and/or training. A combination of equivalent education and experience is acceptable.
  • Strong written and verbal skills with the ability to speak effectively before groups of customers, employees, and vendors.
  • Ability to handle multiple tasks simultaneously.
  • Computer skills pertaining to the basic use of personal computer, email, word processing, and spreadsheets.
  • Ability to work on a team and multiple department teams.


  • Outstanding customer service skills
  • Problem-solving skills
  • Time management skills
  • Professionalism

 Position: Encompass Administrator

Location: Buffalo, NY

Primary Function: The Encompass LOS Administrator is responsible for all configuration and customization of the company’s loan origination systems.  This position requires in depth knowledge of the loan origination workflow and the job functions of all operational roles that participate in that workflow.  This position will work closely with senior and executive management to evaluate business process, data integrity, and compliance issues as they relate to the loan origination systems.

Job Responsibilities:

  • Create templates like closing cost scenarios, loan programs, etc.
  • Create task and audit checklists
  • Create custom fields, documents, and data entry forms
  • Create business rules to automate calculations and trigger events
  • Management of access roles and permissions
  • Documentation of configuration
  • Interaction with business units to capture requirements for LOS operations and enhancements
  • 2nd and 3rd level support and troubleshooting of LOS
  • Training of business units on new features
  • Testing of new releases and patches
  • Integration of 3rd party vendors and services


  • Bachelor’s degree (B. A.) and/or 5 years related experience or equivalent work experience.
  • 5+ years as a processor, underwriter, or other lending operations role.
  • Robust understanding of loan processes from point of sale through servicing and secondary.
  • Expert user of Encompass360 Banker’s Edition.
  • Advanced MS Excel functions like formulas, pivot tables, and macros.
  • Intermediate MS Word functions like mail merge.
  • Basic VB.Net syntax.
  • Experience working with and drafting requirements for application developers.
  • Functional understanding of XML, SOAP, and IIS web services.
  • Highly detailed and organized with the ability to multi-task.




TWP_Rochester_2015_AW-webTWP_Rochester_2016_AW-webbest places to work web

We’ve been named a 2015 & 2016 Top Workplace by the Rochester D&C & Top Places to Work in Buffalo by Buffalo Business First!

WE ARE AN EQUAL OPPORTUNITY EMPLOYER. Applicants and employees are considered for positions and are evaluated without regard to mental or physical disability, race, color, religion, gender, national origin, age, genetic information, military or veteran status, sexual orientation, marital status or any other protected Federal, State or Local status unrelated to the performance of the work involved.