When you decide to buy a home or refinance a mortgage, it's a big step. You can trust us to find the loan program that's best for you. Serving all of New York, Florida and Massachusetts, Premium Mortgage is your source for all of your home financing, refinancing and home equity mortgage needs.

When we opened our doors in 2000, we knew we'd need to hire the best and brightest people in the industry to make our venture successful.  With a combined total of over 50 years of experience in the mortgage financing business our Loan Officers and Loan Processors are well versed in all types of financing programs.  Recognizing that the mortgage market changes frequently, they are dedicated to staying on top of the latest trends and programs to find you the best program that fits your individual needs.

Buying a new home can be a source of anxiety, frustration -- and a huge sense of accomplishment. You didn't pick the house that was best for someone else, you picked the one that's right for you! Trust our professionals to find the mortgage loan that best fits your needs, too. "Less paperwork and more personal attention" means you enter a frustration-free zone from application through to the closing of your loan. Getting the right mortgage loan is like getting the keys to your new house! Premium Mortgage can help you get there.

Refinancing your current mortgage-If you thought refinancing meant getting buried under mountains of paperwork, think again! We make it easy and worry-free to reduce your interest rate and monthly payment. We can even help you pay down your balance more quickly for comparable monthly payment. Let the professionals at Premium Mortgage guide you to the very best refinanced loan!

Tapping into your home equity-You've been paying down your balance, and property values have gone up! Tap into that wealth and reward yourself. We'll help with the best program to fit your goals.

Our mortgage professionals give you the personal attention you deserve and treat you with the respect due a valued customer. We understand you're making a commitment in buying a new home, refinancing a mortgage, or cashing out your home equity. So our commitment to you is that we will help you qualify, apply and be approved for the right mortgage loan for you. Not anyone else!

Please navigate our website to learn more about us, what we do for you, and how easy it is to get started.