Locations: Syracuse, Rochester, Buffalo, Albany, Ft. Myers, Miami

Job Duties:
The Mortgage Loan Originator will be responsible for completing the following job duties. This job description reflects management’s assignment of essential functions; and nothing in this herein restricts management’s right to assign or reassign duties and responsibilities to this job at any time.

  • Assists the borrower in determining the proper loan program
  • Assists the borrower in completing the loan application and gathering the necessary paperwork, including pay stubs, tax returns and bank statements, to begin the loan process
  • Obtains and analyzes a credit report on the borrower
  • Update job knowledge on types of loans and other financial services
  • Operate in compliance with laws and regulations and adhere to lending compliance guidelines
  • Performs other clerical duties as assigned

Qualifications:
The following qualifications are required of the Mortgage Loan Originator.

Education:

  • Bachelors of Science Degree in Accounting, Finance or Business preferred

Experience:

  • Previous experience in the mortgage industry with understanding of loan origination and processing

Skills:

  • Customer service skills
  • Time management skills
  • Written communication skills
  • Verbal communication skills
  • Team player
  • Multi-tasking
  • Detail orientated
  • Organizational skills
  • Problem solving skills
  • Independent Judgement

Equipment:                                                                            
The following equipment is used daily by the Mortgage Loan Originator and provided by Premium Mortgage.

  • Computer
  • Phone
  • Printer/copier/fax machine
  • Excel and word programs
  • Encompass software

Working Conditions:
The Mortgage Loan Originator is primarily in an office setting and may be exposed to outdoor conditions. The working conditions are classified as sedentary work:

  • Sedentary work - Exerting up to 10 pounds of force occasionally, and/or a negligible amount of force frequently or constantly to lift, carry, push, pull or otherwise move objects, including the human body. Sedentary work involves sitting most of the time.

Physical Requirements:
The following is a description of the physical requirements on a daily basis for the Mortgage Loan Originator. While performing the duties of the job the employee is regularly expected to:

  • Stand
  • Sit
  • Hear
  • Walk
  • Talk
  • Stoop or kneel
  • Repetitive motion

This is not necessarily an exhaustive list of all responsibilities, duties, skills, efforts, requirements or working conditions associated with the job. While this is intended to be an accurate reflection of the current job, management reserves the right to revise the job or to require that other or different tasks be performed as assigned.

Apply Now

To learn more and to speak with a Loan Officer right now, call Premium Mortgage Corporation toll-free
at 1 (844) 793-0177.
To find the office closest to you, visit our locations page.

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