Realtor Info
The experts in home financing



Patti Shedd

Mortgage Consultant
NMLS# 98725

 Let me help you finance
your dream home.

Office: 802.476.7000

Cell: 802.476.0476

Getting you into the home of your dreams is what I love to do.  To have a home and make it your own, to enjoy life’s pleasures, to build equity – those are all part of the American Dream. I have over a decade of mortgage experience and am a native of our beautiful Green Mountain state. There’s no doubt that buying a home is one of the biggest purchases you’ll make; it’s also one of the most rewarding. I have extensive knowledge not only of the mortgage industry but the mortgage industry in Northern/Middle Vermont. From 0% down payment options like USDA Loans and US Veteran Loans, to fixed interest Conventional or FHA loans as low as 5% down – I assess everyone’s situation and match the right mortgage to your needs.
Click the Free Mortgage Pre-Approval button to get started on this no risk process, however, if you’d like to speak to me directly to answer any questions you may have beforehand, please click the Request a Phone Call button. Once we receive your request, we will call at your earliest convenience.

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Home Loans for EVERY Need

FHA • Conventional • 0% Down USDA • 0% Down Veteran Loans


Did you know that getting pre-approved for a mortgage is the first step, even before searching for a house? Most real estate agents will want you to be pre-approved before showing you houses as this is integral in having your purchase offer accepted – especially in a competitive market.

If you’re new to the home buying process, we suggest you start with our Mortgage 101, from there, use the Education tab in our navigation menu to read up on other parts of the process that will be helpful to you. We highly suggest you read the Loan Application Checklist and Home Buyer Don’ts


Mortgage rates are a big part of the purchase you need to be aware of, and we are very competitive in our rates, however, when shopping for a mortgage, please consider that rates aren’t the only important aspect to the home buying process. We are a local company with knowledge of the local markets – we have strong relationships with real estate agents, lawyers, and appraisers – all of which are vital pieces of the mortgage puzzle. When push comes to shove our local relationships will be invaluable.


Be sure you’ve read through any applicable articles in our Education link in our navigation menu. After that, utilize our helpful mortgage calculators to assess various scenarios based on your financial situation. Being prepared not only will help us help you, it can make your entire home buying process easier and more smooth.

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