Patti SheddMortgage Consultant NMLS# 98725
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your dream home.
Home Loans for EVERY Need
FHA • Conventional • 0% Down USDA • 0% Down Veteran Loans
Did you know that getting pre-approved for a mortgage is the first step, even before searching for a house? Most real estate agents will want you to be pre-approved before showing you houses as this is integral in having your purchase offer accepted – especially in a competitive market.
If you’re new to the home buying process, we suggest you start with our Mortgage 101, from there, use the Education tab in our navigation menu to read up on other parts of the process that will be helpful to you. We highly suggest you read the Loan Application Checklist and Home Buyer Don’ts
Mortgage rates are a big part of the purchase you need to be aware of, and we are very competitive in our rates, however, when shopping for a mortgage, please consider that rates aren’t the only important aspect to the home buying process. We are a local company with knowledge of the local markets – we have strong relationships with real estate agents, lawyers, and appraisers – all of which are vital pieces of the mortgage puzzle. When push comes to shove our local relationships will be invaluable.
Be sure you’ve read through any applicable articles in our Education link in our navigation menu. After that, utilize our helpful mortgage calculators to assess various scenarios based on your financial situation. Being prepared not only will help us help you, it can make your entire home buying process easier and more smooth.