Are you currently renting and considering buying a home? We understand that’s not always an easy decision. You probably have many questions on what you can afford, how much it will cost to initially close on a house, and what works for you in the long run. To know what works for you, the next step would be to apply for a mortgage and then speak to one of our experienced loan officers.
Did you know that getting pre-approved for a mortgage is the first step, even before searching for a house? Most real estate agents will want you to be pre-approved before showing you houses as this is integral in having your purchase offer accepted – especially in a competitive market.
If you’re new to the home buying process, we suggest you start with our Mortgage 101, from there, use the Education tab in our navigation menu to read up on other parts of the process that will be helpful to you. We highly suggest you read the Loan Application Checklist and Home Buyer Don’ts
Knowing what you can afford, how interest rates will effect your monthly mortgage, how your mortgage can effect your personal taxes, and what type of term loan is best for you may be important in your decision.
Check out our various mortgage calculators to see what may work best for you.
After you’re done crunching numbers, check out our blog for timely information on the home-buying process.
No matter which office location you’re working with, our Loan Officers and staff are knowledgeable about the nuances of your local market. We pride ourselves at keeping everything local, including our relationships with appraisers, lawyers, and even community organizations. Our Loan Officers have extensive experience in the industry and we pride ourselves in education and training.
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