premiummortgage.com is in the business of bringing mortgage services to consumers online. We invite you to explore our Web site and find out why thousands of people each year apply for mortgage loans with us.
Information this Site Gathers/Tracks
The premiummortgage.com’s Web site logs information when a user accesses our site. Information recorded is a customer identifier, which is a combination of the server's Session ID and a cookie. We also access the user's browser type and version. This means that a user’s session will be tracked, but the user will remain anonymous.
You can browse our site without entering any personal information and therefore remain anonymous during your visit. However, we hope that all of our visitors will eventually apply online with us so that we may assist them with all their mortgage lending needs. Our form asks users for standard information required to fill out any home loan application. This information
includes the user's name, marital status, phone number, e-mail address, and current residence. We also ask for employment information, such as employment status, length of service, and pre-tax monthly income. In addition to a user's income, we ask about debts they owe, such as current rent or mortgage payment, and credit card debt. Finally, we ask for the user's Social
Security Number.
Use of the Information this Site Gathers/Tracks
Information gathered in the Session ID/cookie is used to analyze information on what pages users access on our site. This information will be used to constantly improve the value of the content on our website.
Privacy Policy
At Premium Mortgage Corporation, you privacy is important to us. That is why we work hard to uphold your privacy. The information that you provide us is always kept in the strictest of confidence. We have no intention of selling your non-public personal information to any non-affiliated third parties. We make this commitment to you with pride because your trust is the foundation of our business.
To protect your privacy and maintain your confidence in us, we have developed the following policies. These policies describe the strict standards we have in place to protect your confidentiality. Therefore we ask that you read this information carefully.We fist define some terms used in this notice:
We, Our and Us means Premium Mortgage Corporation
You and Your means the following individuals: Those consumers who have provided us with non-public personal information for the purpose of determining whether he or she qualifies for a mortgage loan; and
Those customers who have obtained real estate settlement services from us.
Non-Public Personal Information means personally identifiable financial information about you that we collect in connection with providing a financial product or service to you. This does not include information that is available from public sources, such as government real estate records.
Affiliate means a company we own or control, a company that owns or controls us or a company that is owned or controlled by the same company as us.
Non-Affiliated Third Party means a company that is not an affiliate of ours.
We collect non-public personal information about you form the following sources:
Information that we receive from you on an application or other forms;
Information about your transactions with us, our affiliates or others; and
Information we receive from a consumer-reporting agency.
We do not disclose any non-public personal information about our consumers, customer or former customers to anyone except as permitted by law.
We restrict access to non-public personal information about you to those employees who need to know that information to provide the requested products or services to you. We maintain physical, electronic and procedural safeguards that comply with federal regulations to guard your non-public personal information.
Sharing of the Information this Site Gathers/Tracks
For those visitors who apply online with premiummortgage.com, all the information you supplied will be forwarded to one of our mortgage professionals. If you provided your Social Security Number, we will use
that information to pull your credit report.
Security
When you fill out an application online, your personal information will be scrambled using SSL encryption technology before being sent over the Internet. This makes it virtually impossible for your information to be stolen or intercepted while being transferred through cyberspace. When we receive your application, it is kept encrypted until we're ready to process it.
Links
The premiummortgage.com Web site contains links to other Web sites. Please be aware that our privacy policy does not apply to these linked sites. We encourage you to read the posted privacy statement whenever interacting with any Web site.
Cookies
Our site uses cookies to provide our visitors with a tailored user experience. With the help of cookies, we can present you with customized content that will be of more interest to you. We also use cookies to remember your passwords for you so you don’t have to re-enter them each time you visit the site. Cookies are very important to the operation of this site and, while you have the option of setting your browser to reject cookies, this may cause unintended problems.
Correcting/Update/Opt-out Policy
If at any time during or after the application process, you change your mind about filling out the application or you would like to correct and/or update your application, you may send your requests to our Michael Donoghue. |
